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Fast-Track Second Mortgage

Enjoy fast funding and expert advice with a Fast-Track Second Mortgage

Getting a home equity loan can be a big decision. Fortunately, our home loan team has decades of experience and they're here for one reason: to help you. They'll answer your questions and help you make the best decisions.

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Fast-Track Second Mortgage benefits

Enjoy living in the fast lane? With a Fast-Track Second Mortgage from Zing Credit Union, you can get a quick lump sum of low-interest cash to pay for anything life might throw your way and pay it off in just ten years.

Consolidate debt

Have a high-interest loan or credit card bill? A second mortgage can give you the lump sum of cash you need to pay off your debts and reconsolidate them with lower rates, helping you save money and get out of debt faster.

Home improvements

Increase the value of your home without the upfront cost. Get the funding you need to complete those house projects you’ve been putting off with a second mortgage that has lower rates than most personal loans or lines of credit.

Quick cash

Why wait? Achieve your goals now with a Fast-Track Second Mortgage that puts cash in your pocket fast. All it takes is a simple application, and you can get the straight-forward financing you need to pay for any of life’s expenses.

I love my credit union. Wouldn't bank anywhere else. I've had car loans, a second mortgage, an equity loan, do bill pay, and have all my accounts with Zing. Most of my transactions are drive thru and everyone is always so polite and happy.

Diana H.

Frequently asked questions

Zing offers free online e-courses that provides information about mortgages and home ownership.  Visit our e-course page today. 

Please click here to access our borrower checklist.

Yes. They may provide you with a list of documents, and then they will give you the contact information to one of our expert mortgage loan officers.

Closing costs are usually between 1.50% to 2.00% of the loan amount.

620 is the minimum credit score to qualify for a mortgage. Please note that other factors like income, debt-to-income, loan to value, among others can impact your ability to qualify.

Our experts will answer your questions and help you get the best home equity loan

Getting a home equity loan can be a big decision. Fortunately, our home loan team has decades of experience and they're here for one reason: to help you. They'll answer your questions and help you make the best decisions.

Other Home Equity Solutions

HELOC

This option is great if you are unsure how much you may need at once, or if you are planning multiple on-going projects.*

Second Mortgage

This mortgage is great for taking out a lump sum of cash then paying it back over a term.

Fast-Track Second Mortgage Disclosures

All loans are subject to credit and collateral approval, as well as income and employment verification.