Mortgages
Traditional Mortgage
At a Glance:
Adjustable and fixed rates available.
Best for:
Straightforward home purchase or cash out refinancing.
Fast Track Mortgage
At a Glance:
Refinance your current mortgage.
Best for:
Pay off your loan faster.
Low Down Payment Mortgage
At a Glance:
More flexibility with down payment amounts.
Best for:
First-time home buyers.
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Mortgage Payment Calculator
Homeowners Insurance: 100
Mortgage Insurance: 167
Frequently Asked Questions
Zing offers free online e-courses that provides information about mortgages and home ownership. Visit our e-course page today.
Please click here to access our borrower checklist.
Approximately 30-45 days.
Yes. They may provide you with a list of documents, and then they will give you the contact information to one of our expert mortgage loan officers.
Closing costs are usually between 1.50% to 2.00% of the loan amount.
We offer many mortgages. Some mortgages may require less of a down payment than others. We offer mortgages with down payment requirements as low as 3%. Please contact a mortgage loan officer for more details.
620 is the minimum credit score to qualify for a mortgage. Please note that other factors like income, debt-to-income, loan to value, among others can impact your ability to qualify.